Welcome to Bene-FACTS, your online resource for Company-sponsored benefit plans that may apply to you. Here you'll find everything you need to know about the benefit plans for which you may be eligible including important announcements & mandatory postings, open enrollment dates, plan summaries & supporting documents, forms, links to vendors, all just a click away.

To be eligible for non-union production benefits, you must be paid by a Telepictures Participating Employer and regularly scheduled to work at least 30 hours per week for the duration of the production season.

For Tier 1 non-union production benefits, initial eligibility is based on a 3-yr employment contract. Tier 1 benefits include medical, dental, vision, life insurance, FSA and 401(k).

Tier 2 benefits include the Basic PPO medical plan, dental, vision and life insurance.

Click on the tabs above for detailed information.

Here is a snapshot of the non-union production package.

Health Plans - Aetna

You are eligible on the first of the month following 30 days of continuous employment. You may enroll in or change your medical and dental plans within 30 days of becoming eligible or having a “change in status”. Otherwise, enrollment or changes are not allowed except during Open Enrollment.

Medical HMO (offered in CA only) - Tier 1
$500/1000 annual deductible
In-network coverage only
$35/45 office co-pays for most services
$15/35/60 retail prescription co-pays
Election
Employee only
Employee + 1
Family
Your Weekly Cost (pre-tax)
$ 33.46
$ 71.54
$ 102.69
Medical POS – Tier 1
Traditional PPO
In-and out-of-network coverage
$750/1500 in-network deductible
$1500/3000 out-of-network deductible
80% in-network coverage for most services
60% out-of-network coverage for most services
$15/35/60 retail prescription co-pays
Election
Employee only
Employee + 1
Family
Your Weekly Cost (pre-tax)
$ 48.00
$ 101.54
$ 146.54
Medical Basic PPO – All Tiers
High deductible, catastrophic PPO
$4250/8500 in-network deductible
$8500/17000 out-of-network deductible
80% in-network coverage for most services
60% out-of-network coverage for most services
80% retail prescriptions
Election
Employee only
Employee + 1
Family
Your Weekly Cost (pre-tax)
$ 15.00
$ 41.54
$ 57.69
Dental HMO (DMO) – All Tiers
You can elect dental without medical coverage
In-network coverage only
Pre-determined co-pays for most services
Election
Employee only
Employee + 1
Family
Your Weekly Cost (pre-tax)
$ 1.85
$ 3.46
$ 5.31
Dental PPO (PDO) – All Tiers
In- and out-of-network coverage
$50/150 in-network deductible
$1,500 in-network annual maximum
Election
Employee only
Employee + 1
Family
Your Weekly Cost (pre-tax)
$ 9.23
$ 17.08
$ 25.38

To find an in-network doctor or dentist, check status of claims, order ID cards, print forms, etc. please visit Aetna’s website at www.aetna.com.

Vision Service Plan (VSP) - All Tiers

There is no deduction for this plan taken out of your weekly paycheck. Services include an eye exam, glasses or contact lenses every 12 months and frames every 24 months. Visit VSP’s website at www.vsp.com to find a network provider and get more information.

Basic Life and Accidental Death & Dismemberment Insurance (Aetna) - All Tiers

If you elect medical or dental coverage, you will be enrolled automatically in the basic life and AD&D plans. Coverage is $50,000 per plan. No enrollment form is necessary but you must complete a beneficiary form.

Flexible Spending Account Plans (FSA) (Aetna) - Tier 1

To be eligible for the Flexible Spending Account Plans, you must have a three-year employment contract combining all optional periods on file.

Before-tax contributions may be used to help pay for certain eligible health care and dependent care expenses. FSA elections apply for the calendar year (Jan 1st-Dec 31st)

Health Care FSA

You may elect to contribute a minimum of $100 to $2,500 maximum (does not include your weekly payroll contributions).

Dependent Care FSA

You may elect to contribute a minimum of $100 to $5,0001,2 maximum (children must be under age 13).

Tax Advantages

Plan contributions and reimbursements are not subject to federal income tax or FICA

Restrictions

IRS requires forfeiture of amounts in your account unused by year-end.

401(k) Retirement Plan (Qualified) (Fidelity Investments) – Tier 1 only

To be eligible for the 401(k) Retirement Savings Plan, you must have a three-year employment contract combining all optional periods on file. You are eligible to participate on the first of the month following 3 months of service. There is no company match so you are always 100% vested in the before-tax money that you defer. There is a wide selection of investment options in which you can choose to save. Enrollment is conducted online at Fidelity at www.401k.com or by phone (800) 835-5097.

NEW - Voluntary Benefits – Transamerica and VPI - All Tiers

This is a one-time opportunity to enroll in Group Accident and Critical Illness, Whole Life and Pet Insurance. With the exception of pet insurance, you must enroll within 30 days of your initial eligibility. If you don’t, you’ll miss the opportunity to enroll at group rates with no underwriting. Click on the “Voluntary” tab for details on the benefits website or call Benefits at (818) 972-0787 or (818) 972-8914.

The information contained herein presents only the highlights of certain benefit programs available to eligible production employees (and dependents) effective August 1, 2016. It is not intended as a complete description of each program. Although every effort has been made to ensure that this information is accurate, the provisions of the legal documents that describe the programs will govern in the case of any discrepancy. The plan sponsor, or any successor, reserves the right to amend, modify, suspend or terminate any program in whole or in part, at any time and for any reason. Please note that these programs do not create an employment contract between you and the Company, and do not give you any right, express or implied, of continued employment with the Company.

To be eligible for WAG non-union production benefits, you must be paid by WAG Pictures Inc. and expected to work on average 30 hours/week for the duration of the production season. You are eligible on the first of the month \ following 30 days of continuous employment.

Click here to learn more.

To be eligible for Warner Horizon non-union production benefits, you must be paid by a Warner Horizon Participating Employer and expected to work on average 30 hours/week for the duration of the production season. You are eligible on the first of the month following 30 days of continuous employment.

Click here to learn more.

To be eligible for TV Affiliates non-union production benefits, you must be paid by a TV Affiliates Participating Employer and expected to work on average 30 hours/week for the duration of the production season. You are eligible on the first of the month following 30 days of continuous employment.

Click here to learn more.

401(k) Fund and Other Changes effective February 16, 2016

When the market closes at 4 p.m. Eastern time on February 16, 2016, RS Partners Fund Class A will no longer be available.  As a result, all existing balances and future contributions will be automatically transferred to JPMorgan U.S. Small Company Fund Class A,  aSmall-Blend fund.

Some News You Can Use From Aetna

  • 24-Hour Informed Health® Line:  Get your health questions answered anytime, anywhere.  Call the 24-hour nurse line at (800) 556-1555 or log into Aetna at www.aetna.com.
  • Teledoc:  If you're enrolled in the medical POS or PPO (and effective 8/1/17 in the HMO), Teladoc gives you 24/7/365 access to a doctor through the convenience of phone or video consults for $40 or less.  You can use Teladoc when you need care now, if your doctor is unavailable, you're considering the emergency room or urgent care center for a non-emergency issue, you're away from home or need a short-term prescription refill.

401(k) Fund Changes Effective August 3, 2015

When the market closes at 4 p.m. Eastern time on August 3, 2015, RS Partners Fund Class A will be frozen. This means that you will not be able to direct any future contributions or move money into this investment option. Existing balances may remain in the fund, or transferred out, at your direction. Any payroll contributions that you do not redirect by August 2, 2015 will automatically be deposited into Spartan® Extended Market Index Fund, a Mid-Blend index fund with Small-Blend exposure. If you are satisfied with how your current investment elections will be modified, no action is required on your part.

401(k) Fund Changes effective March 11, 2015

When the market closes at 4 p.m. Eastern time on March 11, 2015, the Fidelity® Stock Selector Small Cap Fund will be frozen. This means that you will not be able to direct any future contributions or move money into this investment option. Existing balances may remain in the fund. Any payroll contributions that are not redirected by March 10, 2015 will automatically be deposited into RS Partners Fund Class A, an alternative investment option in the same fund category. If you are satisfied with how your current investment elections will be modified, no action is required on your part.

Fund Change in 401(k) on or about July 25, 2014

Fidelity Freedom® 2000 Fund ("2000 fund") to combine with Fidelity Freedom® Income Fund ("Income fund") on or about July 25, 2014. The 2000 fund has reached a target asset allocation matching the Income fund and, as described in the prospectus, the funds will combine.

Change in Plan Sponsorship of the Group Benefits Plan effective June 1, 2014

Effective June 1, 2014, the Plan Sponsorship of the Time Inc. Ventures Group Benefits Plan has changed from Time Inc. Ventures to TW Ventures Inc. The plan has been renamed the “TW Ventures Group Benefits Plan” ("Plan") and the plan administrator is now a company committee. There are no changes to Plan benefits as a result of these changes, and you do not need to take any action. We have modified the Summary Plan Description to reflect these changes.

401(k) Fund Changes effective March 3, 2014

Effective 3/3/14, the Fidelity Equity Dividend Income Fund and the Eaton Vance Large Cap Value Fund will be eliminated. If you have a balance in those funds, it will automatically be transferred to the MFS Value R3 Fund, an alternative new investment option in the same fund category. No action is required on your part. However, if you want to make changes to your investment elections, you can access your account by visiting Fidelity's website at www.401k.com or calling them at (800) 835-5097. You can view and print the most current Summary Plan Description (the supporting Plan document) on our website. Or, to request a hard copy, please contact Benefits at (818) 972-8914 or (818) 972-0787.

Click Here for details.

A Savings Opportunity for 401(k) Plan Participants

If you are at least 50 years old or turning 50 in 2017, the 401(k) Plan offers you the opportunity to make additional pre-tax deferrals to your account in the form of catch-up contributions. In 2017, you may choose to elect up to $6,000 for your catch-up contribution. You may make a catch-up contribution only after you have made the maximum annual elective contribution of $18,000 or, if lower, 60% of your eligible compensation (8% if you are highly compensated). Click here to enroll and learn more about the catch-up rules and provisions.

Annual Financial Reporting Information

As required each year under the Employee Retirement Income Security Act of 1974, as amended (ERISA), TTT West Coast, Inc. files financial information on its benefit plans with the Internal Revenue Service. ERISA also requires that a summary of this information be distributed to employees. Click here for information on the retirement benefit plan in effect on December 31, 2015 and Click here for information on the health and welfare benefit plans in effect from August 1, 2015 through July 31, 2016. The format of the Summary Annual Report is prescribed by Department of Labor regulations. Please note that these plans may not be applicable to you or your production.

Important Notice from TW Ventures Inc. For Medicare-eligible Employees and Dependents About Prescription Drug Coverage

If you or your dependents are eligible for Medicare and are covered under one of the TW Ventures Inc.' prescription drug plans, your TW Ventures Inc. coverage is, on average, at least as good as standard Medicare prescription drug coverage. Therefore, you or your Medicare-eligible dependents can keep TW Ventures Inc. coverage and not be subject to a late penalty if a Medicare prescription drug plan is chosen at a later date. Click here to view the Notice of Creditable Coverage. You should print out a copy of the Notice and keep it with your important records. If you or your Medicare-eligible dependents enroll in one of the new Medicare prescription drug plans, you may need to show a copy of this notice in order for a late penalty not to be applied.

Qualified Default Investment Alternative (QDIA)

If you are currently a participant or eligible to participate in the TTT West Coast, Inc. 401(k) Retirement Savings Plan, you always have the right under the Plan to direct the investments for your existing balances and future contributions to any of the Plan's available investment options. In the event you have not made an investment election for a given contribution, it will be invested into the Plan's designated default option (the "Plan Designated Fund") the Fidelity Freedom Funds® unless you change it. Click here for detailed fund information.

401(k) Fund Un-Frozen…the Fidelity Blue Chip Growth Fund will again be available for employee contributions effective August 1, 2010

Effective August 1, 2010, the Fidelity Blue Chip Growth Fund in our 401(k) plan is un-frozen to new payroll contributions (click here for announcement). Based on improved performance, the Committee has decided to allow again investments into the Fidelity Blue Chip Growth Fund effective August 1, 2010 (click here for fact sheet). To access your account, visit Fidelity's website at www.401k.com or call them at (800) 835-5097. You can view and print the most current Summary Plan Description (the supporting Plan document) on our website. Or, you can request a hard copy by contacting Benefits at (818) 972-8914 or (818) 972-0787.

401(k) Fund Frozen...the Ariel Appreciation Fund will no longer be available for employee contributions effective May 1, 2008

Effective May 1, 2008, the Ariel Appreciation Fund in our 401(k) plan will be frozen to new payroll contributions (click here for announcement). Existing balances may remain in the fund however future contributions and exchanges into the fund will no longer be allowed beginning May 1, 2008. If you are currently directing payroll contributions into this fund, you have until April 30, 2008 to redirect your contributions into other available choices. Any payroll contributions not redirected by April 30, 2008, will automatically be deposited into the Fidelity Leveraged Company Stock Fund, a comparable mid-blend fund. Two additional funds will also be available on May 1, 2008, the Fidelity International Discovery Fund (Foreign Large Blend) and PIMCO Total Return Fund Administrative Class (Intermediate-Term Bond). To access your account, visit Fidelity's website at www.401k.com or call them at (800) 835-5097.

401(k) Fund Frozen...the Fidelity Blue Chip Growth Fund will no longer be available for employee contributions effective October 1, 2007

Effective October 1, 2007, the Fidelity Blue Chip Growth Fund in our 401(k) plan will be frozen to new payroll contributions (click here for announcement). Existing investments may remain in the fund however future contributions and exchanges into the fund will no longer be allowed. If you are currently directing payroll contributions into this fund, you have until September 30, 2007 to redirect your contributions into other available choices. Any payroll contributions not redirected by September 30, 2007, will automatically be deposited into the age-appropriate Fidelity Freedom Fund. To access your account, visit Fidelity's website at www.401k.com or call them at (800) 835-5097.